Habitat U covers a number of different topics that are key to becoming a responsible, successful homeowner.

These classes are for Habitat Orlando & Osceola homeowners, future homeowners, and mentorship program participants. Please contact Home@HabitatOrlandoOsceola.org with any questions regarding these lessons and quizzes. 

Thank you to our partners and facilitators for making these classes possible: FAMU College of Law, Habitat Orlando & Osceola’s Construction team, Near North Title Group, Seaside National Bank & Trust, Towers Property Management, Inc., Watson Sloane Attorneys and Wells Fargo.

Mandatory classes

Each homebuyer applicant is required to complete this series of 8 prospective homeowner classes.

You must complete the required quiz (or quizzes) at the end of each class to earn sweat equity credit (2 hours per class).

• Financial Literacy 1: Budget and Saving (1 module, 1 quiz)
• Financial Literacy 2: Let’s talk about Credit (2 modules, 2 quizzes)
  • What is Credit
  • Your Credit Report
• Financial Literacy 3: Applying for credit (2 modules, 2 quizzes)
  • Your Credit Score
  • Applying for Credit
• Living in an Association (1 module, 1 quiz)
• Closing Docs/Predatory Lending (1 module, 1 quiz)
• Foreclosure Prevention (1 module, 1 quiz)
• Estate Planning (1 module, 1 quiz)
• Home Maintenance – Yes, you can! A guide to DIY (1 module, 1 quiz)

Financial Literacy 1: Budgeting and Saving

Become a better saver, and learn how to budget by reading this tutorial on the Wells Fargo Hands on Banking website. To receive credit for this class, you must read the tutorial on budgeting and saving.

• Then complete the quiz on budgeting and saving.

Financial Literacy 2: Let’s talk about credit!

Learn about credit – and how to understand a credit report – with this class. To receive credit for this class, please take the two modules and two quizzes below.

Module A) Read Hand’s On Banking’s virtual “What is Credit?” tutorial, courtesy of Wells Fargo.

• Then, take this quiz on credit. 

Module B) Read Hands On Banking’s virtual “Your Credit Report” tutorial, courtesy of Wells Fargo. 

• Then, take this quiz on credit reports.

Financial Literacy 3: Applying for credit

Better understand your credit report, and how to apply for credit. To receive credit for this class, please take the two modules and two quizzes below. 

Module A) Read Hand’s On Banking’s virtual “Your Credit Score” tutorial, courtesy of Wells Fargo.

• Then, take this quiz on credit scores.

Module B) Read Hand’s On Banking’s virtual “Applying for Credit” tutorial, courtesy of Wells Fargo.

• Then, take this quiz on applying for credit. 

Living in an Association

Learn more about what it’s like to live in a Homeowners Association. All Habitat Orlando & Osceola communities are managed by Homeowners Associations. 

To receive credit for this class, please watch this YouTube video, courtesy of Habitat Orlando & Osceola’s Program Services team. 

• Then, take this quiz on living in an association. 

Closing Documents and Predatory Lending

This Habitat U course helps you prepare for this final step in purchasing your home – and beyond.  

To receive credit for this class, please watch this YouTube video, courtesy of Kellie Huston and Shannon Wells, who represent the real estate team at the law firm Watson Sloane Attorneys. 

• Then, take this quiz on closing documents and predatory lending. 

Foreclosure Prevention

Learn how to recognize predatory lending and foreclosure scams. Understand the alternatives to foreclosure and what resources are available for troubled homeowners. 

To receive credit for this class, please watch this YouTube video, courtesy of Seaside National Bank & Trust.

• Then, take this quiz on foreclosure prevention. 

Estate Planning

This HabitatU class describes the basic concepts of Estate Planning and Planning for Incapacity. 

To receive credit for this class, please watch this YouTube video, courtesy of Phyllis Tate, an attorney at Zimmerman, Kiser & Sutcliffe, P.A. and a Professor of Law at Florida A&M University College of Law. 

• Then, take this quiz on estate planning. 

Home Maintenance – Yes, you can! A guide to DIY

This home maintenance class will teach you the basics of caring for your Habitat home! 

To receive credit for this class, please watch this YouTube video, courtesy of Habitat Orlando & Osceola’s Construction team. 

• Then, take this quiz on home maintenance. 

Elective classes

You can add on any of these elective classes:

• Habitat History (1 module, 1 quiz)

Habitat History

This elective class will teach you about what Habitat for Humanity Greater Orlando & Osceola County has accomplished since its founding in 1986.

To receive credit for this class, please watch this YouTube video, courtesy of Chief Program Officer Greg Allen-Anderson.

• Then, take this quiz on our history.

You will be notified by text/email when a new class becomes live, or you can check this website for any updates.