Sweat Equity Hour Catalog

By completing sweat equity hours, Habitat homeowners grow as homeowners, give back to their community, and invest in their journey.

REQUIREMENTS

As a part of the Habitat Orlando & Osceola homeownership program, future and current homeowners are asked to work:

  • 75 hours of “sweat equity” for a single applicant
  • 150 hours of “sweat equity” for a two-person applicant

HOW TO SUBMIT

Sweat Equity Credit must be submitted through a secure channel. Please use one of the following ways below:

  • Option #1 (Preferred Method): Upload through the secure link
    • Click here to log in to your Habitat Application >>
      • Choose “Returning Applicants”
      • Enter the email & password you created when you submitted an application.
    • Upload the ‘proof’ of completed sweat equity hours
      • See categories below for what will be accepted as sweat equity credit.
  • Option #2: Drop off ‘proof’ of your completed sweat equity hours at Habitat HQ
      • Address: 4116 Silver Star Rd. Orlando, FL 32808
      • Utilize the drop box outside the building to the left of the front door
      • Make sure that everything you are dropping off is inside a manilla envelope, and make sure to write your full name outside the envelope.
      • If you use the drop box, please notify us at Home@HabitatOrlandoOsceola.org

Email is not secure, so please do not email documents with important private information like social security numbers, account numbers, private medical information, etc.

  • Show proof that you have lowered your debt
    • Pay off your debt by 100% from the balance at time of approval, without closing any revolving accounts (ex. credit cards)
    • Upload through the secure link to your Habitat application or drop off proof at the Habitat Office for sweat equity credit.
    • Acceptable proof is account statements showing the balance has been paid, or a current copy of your own credit report (annualcreditreport.com) showing the balance has been paid.
  • Show proof that you have lowered your debt
    • Pay off your debt by 75% from the balance at the time of approval, without closing any revolving accounts (ex. credit cards).
    • Upload through the secure link to your Habitat application or drop off proof at the Habitat Office for sweat equity credit.
    • Acceptable proof is account statements showing the balance has been paid down, or a current copy of your own credit report (annualcreditreport.com) showing the balance has been paid down.
  • Write 100 thank you letters to our donors
    • Must be handwritten
    • Must be legible
    • Must thank our donors for their generous gift
    • Must express what home means to you
    • Must have a drawing of something home-related, such as a drawing of a house, a family, Habitat, etc.
    • Click here for examples of thank you letters.
    • Do’s/Don’ts:
      • Letters must be handwritten; photocopies of the letters will not be accepted.
      • Provide a variety of different handwritten messages. We do not want all 100 letters to be the exact same way. You can have some with the same message, but no more than 10 alike.
        • Good rule of thumb:
          • 10 different messaged letters x 10 of them = 100 letters
        • Please email home@habitatorlandoosceola.org to arrange to drop off completed letters at the Habitat office. Sweat equity credit will be given after the letters have been reviewed by staff.
      • Help an existing homeowner with work outside their home 
        • Provide a before and after picture as well as a picture of you performing the following work:
          • Cutting the grass
          • Painting the exterior of home
          • Landscaping
        • Email proof to home@habitatorlandoosceola.org or upload through the secure link to your Habitat application for sweat equity credit.
      • Become fully vaccinated against COVID-19
        • Show proof with the date after approval
          • Acceptable proof is the COVID-19 Vaccine Record card or equivalent.
        • Upload through the secure link to your Habitat application or drop off proof at the Habitat Office for sweat equity credit.
  • Show proof that you have lowered your debt
    • Pay off your debt by 50% from the balance at the time of approval, without closing any revolving accounts (ex. credit cards).
    • Upload through the secure link to your Habitat application or drop off proof at the Habitat Office for sweat equity credit.
    • Acceptable proof is account statements showing the balance has been paid down, or a current copy of your own credit report (annualcreditreport.com) showing the balance has been paid down.
  • Take Lynda trainings
    • Orange County Library System offers a variety of trainings.
    • In order to have access, you must have an Orange County Library card
    • Pick a training that compliments your homeownership journey
      • Examples:
        • Credit, Budgeting, DIY
        • It can also be something that may help you with employment skills such as:
          • Excel
          • PowerPoint, etc.
        • Once you complete the training, you will be able to download a certificate
        • Email us a copy of the certificate with date after approval to home@habitatorlandoosceola.org or upload through the secure link to your Habitat application for sweat equity credit.
    • Share your story with Habitat
    • Help clean a park or adopt a road to clean it
      • Show proof, such as a photo, and write a small essay explaining why this is important to you and your family.
      • Essay must be:
        • Legible if handwritten
        • Be minimum of 5 sentences
        • Include your name & date of the event
        • Include as many things that you learned from this experience
      • Email essay and pictures to home@habitatorlandoosceola.org or upload through the secure link to your Habitat application for sweat equity credit.
  • Attend a homeowners association meeting
    • Email home@habitatorlandoosceola.org for information on an upcoming HOA meeting in your future community.
    • Credit will be given by sign-in sheet signature if in-person or call in/out attendance records in a Zoom call.
    • Make sure the meeting host knows that you need sweat equity credit
  • Attend a City Council or Board of Commissioners meeting
    • Write a short essay of what you learned in the meeting
      • Essay must be:
        • Legible if handwritten
        • Be minimum of 5 sentences
        • Include your name & date of the meeting so that it can be validated.
        • Include as many things that you learned from the meeting as possible.
      • Email essay to home@habitatorlandoosceola.org or upload through the secure link to your Habitat application for sweat equity credit.
  • Listen to a financial health podcast episode
    • Choose from:  Dave Ramsey Show, Chris Hogan Show or Rachel Cruze Show
    • Write a short reflection on what you learned.
      • Reflection must:
        • Be minimum of 5 sentences
        • Include your name & date
        • Include the name of the episode & the date
        • Include as many things that you learned from the podcast
      • Email reflections to home@habitatorlandoosceola.org or upload through the secure link to your Habitat application for sweat equity credit.
  • Random acts of kindness (2-4 hours)
    • For essential workers and neighbors
      • Acts can include:
        • Letters or cards to nursing home residents - 2 hours/ for every letter written
          • No photocopies
          • 8 hours/max
        • Deliver groceries or prescription for the elderly
        • Cook or provide a meal for someone in need
        • Wash someone’s car who is unable to do it
    • In order to receive sweat equity credit, please provide:
      • Pictures and a small essay explaining why this is important to you and your family.
      • Write a short essay on what you learned.
        • Essay must be:
          • Legible if handwritten
          • Be minimum of 5 sentences
          • Include your name & date of the event
          • Include as many things that you learned from this experience
      • Email pictures and essays to home@habitatorlandoosceola.org or upload through the secure link to your Habitat application for sweat equity credit.
  • Show proof that you have lowered your debt
    • Pay off your debt by 25% from the balance at the time of approval, without closing any revolving accounts (ex. credit cards)
    • Upload through the secure link to your Habitat application or drop off proof at the Habitat Office for sweat equity credit.
    • Acceptable proof is account statements showing the balance has been paid down, or a current copy of your own credit report (annualcreditreport.com) showing the balance has been paid down.
  • Open library card
    • Show proof with the date after approval.  
    • Email a copy of the card (make sure the card # isn’t visible) to home@habitatorlandoosceola.org for sweat equity credit or upload through the secure link to your Habitat application. 
  • Register to vote
    • Show voter’s registration card as proof (make sure the ID# isn’t visible)
    • Email proof to home@habitatorlandoosceola.org for sweat equity credit or upload through the secure link to your Habitat application. 
  • Donate blood
    • Show proof with the date after approval. (Make sure that any private information other than your name isn’t visible.)
    • Email proof to home@habitatorlandoosceola.org for sweat equity credit or upload through the secure link to your Habitat application. 
  • Flu shot
    • Show proof with the date after approval. (Make sure that any private information other than your name isn’t visible.)
    • Email proof to home@habitatorlandoosceola.org for sweat equity credit or upload through the secure link to your Habitat application. 
  • Habitat U Elective Classes (1-2 hours)
    • Click here to visit the Habitat U website >>
    • Any ‘elective’ classes in Habitat U can count for sweat equity hours.  
    • In order to receive the sweat equity credit, you will need to take the online class & the quiz associated with that class.  
    • Upon completion of the quiz, Habitat will receive proof that the class was completed & sweat equity credit will be added to your account. 
    • You will receive an email from us when we’ve updated your sweat equity hours.